Blog
Things to Do After Getting Married in Massachusetts
If you recently walked down the aisle with that special someone, congratulations! Hopefully, the two of you already discussed how you plan to pay...
Are Natural Disasters Covered? Understanding Your Home Insurance Policy
When it comes to home insurance, one of the most pressing questions homeowners have is, “Are natural disasters covered?” After all, the unexpected...
Understanding Auto Insurance Premiums: How Are They Calculated?
How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and...
How Does a Social Media Presence Impact Your Business?
In today's digital age, having a strong social media presence has become essential for businesses to thrive. With the rise of social media platforms...
The Importance of Winterizing Your Home Water System and How to Do It
As temperatures begin to drop, preparing your home for the colder months becomes essential. One of the most critical steps in this process is...
5 Ways to Save Money on Home Insurance
Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want...
Does Your Business Need Flood Insurance?
Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be...
How to Dog-Proof Your Car
One of our favorite nice weather activities is to get in the car, roll down the windows and hang your head out the window while you go for a ride....
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs,...
Boat Insurance Claims Stats
Boat insurance claims statistics can provide valuable insights into the types of incidents that commonly occur on the water and the importance of...
Why You Need Condo Insurance
Are you contemplating buying a condominium but aren’t sure if you need condo insurance? While it’s not required by law in many states, most lenders...
Common Roofing Problems and Their Solutions
Your roof is your home's first line of defense against the elements, and it's essential to keep it in good condition to ensure the safety and...
The Ripple Effect: How a DUI Can Impact Your Insurance Rates
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal...
Clients LOVE R.W. Testa Insurance Agency
February is the month dedicated to celebrating LOVE for those special people in your life - Mom/Dad, Husband/Wife/Partner, Son/Daughter, and even...
Why Auto Insurance is Important: Protecting Yourself and Others on the Road
Auto insurance is necessary for anyone who owns and operates a vehicle. It is required by law in most states and provides essential protection for...
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly,...
The Importance of Having Home Insurance: Protecting Your Investment
For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel...
What is Business Owner’s Insurance and When Do You Need It?
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and...
How to Jump Start a Car
Trouble happens. You left your lights on and now you’re stuck with a dead car battery. While learning how to jump start a car can be easy, there are...
Summer Party Safety: Tips for Hosting Safe and Fun Outdoor Gatherings
Summer is the perfect time to gather with friends and family for outdoor parties and celebrations. However, it's important to prioritize safety...
Mold Damage Insurance Coverage – Personal & Commercial
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1)...
What is Builder’s Risk Insurance and Who Should It Cover?
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a...
How to Change a Tire
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside...
Are Musical Instruments Covered by Homeowners Insurance?
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for...
Life Insurance Myths and Facts
Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very...
Insurance for Nonprofits
Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. So, getting the...
Safe Driving in Winter Weather
Millions of Americans will be traveling this holiday season, and if it's anything like previous years, a lot of that travel will be on the road....
Cybersecurity Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal...
Beach Safety Tips
Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is...
Smoke Alarm and Carbon Monoxide Safety Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties...
When on the water, Wear a Life Jacket!
There's no excuse not to wear a life jacket on the water, and as your insurance agent, we strongly encourage you, and the passengers on your boat to...
How to Jump Start a Car
While learning how to jump start a car can be easy, there are risks in it if done so incorrectly. As your insurance agent, we care about your...
Auto Insurance Costs
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number...
What is Business Owner’s Insurance and When Do You Need It?
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and...
Hiring a Contractor for Home Updates
If you own a home, then chances are at some point you will need to hire someone to do repair work on your home. At R.W. Testa Insurance Agency, we...
Life Insurance Myths and Facts
Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very...
North Andover, MA 01845
Licensed in Massachusetts,
New Hampshire and Maine
Location
Hours of Operation
Monday through Thursday
8:30am – 5:00pm
Fridays
8:30am - 3:00pm
