Do you rent an apartment, condo or home?
Many landlords require their tenants to purchase renters insurance. This policy will protect you from a loss of property due to theft or damage and protect you in the instance an accident occurs in your residence.
Renters insurance provides coverage for your personal belongings as your landlord is only responsible for the dwelling/building.
Condo insurance is different than homeowners insurance. The structure is covered by the condominium master policy, however, the master policy may not provide for all of the coverage that is necessary.
With any of the above policies, condominium or renters, we will be able to provide the endorsement, HO 0490 Personal Property Replacement Cost. This valuable endorsement would replace your contents without depreciation, in fact, getting new for old.