(978) 685-1150

855 Turnpike St.
North Andover, MA 01845

  Instagram  Google My Business     

Auto Insurance

Protection for wherever the road takes you.

As your independent insurance agent, we pride ourselves on the ability to secure drivers the most dependable car insurance without the complications of a large insurance company.

Auto insurance protects you from loss in the event of an unfortunate accident. We use our insurance strategies to ensure you receive a comprehensive, custom-built policy that meets all of your car insurance needs.

At R.W. Testa Insurance Agency, we understand you want to be fully covered for a wide range of auto risks while keeping premiums and expenses in mind. Our insurance professionals review our list of available discounts and determine which ones apply to you. We provide you with quality auto insurance while making you and your unique needs our top priority!

Learn more about auto insurance and the discounts applicable to you at (978) 685-1150 or Contact Us today!

Available Discounts

Safe Driver
You can receive a discount by staying accident and ticket free. For more information, see Safe Driver Insurance Plan (SDIP) Information.

Multiple Cars
A discount may be available if an individual or married couple own two or more automobiles.

Annual Mileage
You could be eligible for a discount depending on your estimated annual mileage.

Drivers Education
A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.

Smart Drivers Discount
If the driver has completed a company approved Advanced Driver Training Program we can check for any available discounts.

Good Student Discount
Discounts may be available if the student meets eligibility guidelines.

Student Away from Home
Students attending school a minimum of 100 miles from home may be eligible for a discount

Green Discount
Go paperless and you may be eligible for a discount.

Paid in Full
We will check for any discounts if the policy premium is paid in full (at policy renewal).

Accident Forgiveness
Coverage may be purchased to waive and not assign points for at-fault accidents if certain conditions apply. Please contact the office if interested. Additional cost may apply.

Age 65 and Over
You may be eligible for additional discounts if the principle driver is 65 years of age or older, there are no inexperienced operators, and the automobile is not customarily used in business.

If you have your automobile, homeowner, and/or personal umbrella insured with the same company, there are discounts available.

If all members of your family on the auto insurance policy are enrolled in AAA, you may be eligible for a 10% discount on your insurance.

If you use public transportation to get to work on a daily basis, you may be eligible for a 10% discount on your insurance.

Car Alarm
If your car is equipped with an alarm, we will find the discount that applies to your auto insurance needs.

Pan Mass
MAPFRE insurance customers who donate $25 or more to the Pan-Mass Challenge will receive a 5% discount on any new or existing MAPFRE Insurance auto policy

855 Turnpike St.
North Andover, MA 01845

: (978) 685-1150
 (978) 681-9002

Licensed in Massachusetts,

New Hampshire and Maine


Hours of Operation

Monday through Friday

8:30am – 5:00pm