(978) 685-1150

855 Turnpike St.
North Andover, MA 01845

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Homeowners Insurance

There’s no place like home. Keep it protected with coverage you can trust. 

Your home is your most valuable asset. Protecting its structure and the contents will save you from future financial disasters. With the vast threats faced by homes each day, insuring your dwelling is now more important than ever. Whether it is hurricanes, floods, fire, or crime, protecting your family’s residence will create a safer and more secure future for your loved ones.

Shopping for homeowners insurance can be a chore and extremely time consuming, but there is no need to worry. We will provide you with the ample knowledge necessary in making a sensible decision for you, your family, and your home.

Call (978) 685-1150 or Contact Us to discuss your home insurance coverage today.

A standard homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of personal property

Damages that are EXCLUDED from your standard homeowner policy:

  • Earthquake
  • Flood
  • Water Backup/Sump Overflow
  • Vermin/Rodent/Insect

    Coverage may be purchased for the above exclusions.

    Available Discounts

    Smoke Detectors
    Discount for having smoke detectors in your home.

    Home Security
    Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

    Mature Credit
    If you are age 55 or older and one of the named insured’s is retired, you are entitled to a discount.

    New Home Discount
    A discount is available based on the age of the home.

    Green Discount
    A discount if you sign up to have your bills and policy delivered via email.

    Scheduled Items

    Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

    Common items that can be added as scheduled property:

    • Jewelry
    • Furs
    • Cameras
    • Musical Instruments

    • Silverware
    • Golfers Equipment
    • Fine Arts
    • Bicycles

    Get Insured

    855 Turnpike St.
    North Andover, MA 01845

    : (978) 685-1150
     (978) 681-9002
    :rich@testainsurance.com

    Licensed in Massachusetts,

    New Hampshire and Maine

    Location

    Hours of Operation

    Monday through Thursday

    8:30am – 5:00pm

    Fridays

    8:30am - 3:00pm

    refer-a-friend

    The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.