by R.W. Testa Insurance | Aug 1, 2023 | Ideas, Tips
Summer is the perfect time to gather with friends and family for outdoor parties and celebrations. However, it’s important to prioritize safety alongside fun to ensure everyone has a great time. Here are some essential tips for hosting safe and enjoyable outdoor...
by R.W. Testa Insurance | Aug 1, 2023 | Ideas, Tips
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or...
by R.W. Testa Insurance | Jun 27, 2023 | Tips
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...
by R.W. Testa Insurance | May 15, 2023 | Ideas, Tips
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...
by R.W. Testa Insurance | Mar 23, 2023 | Home Insurance, Ideas
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...
