by R.W. Testa Insurance | Mar 23, 2023 | Home Insurance, Ideas
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...
by R.W. Testa Insurance | Jun 30, 2022 | Education, Ideas, Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
by R.W. Testa Insurance | May 9, 2022 | Ideas, Tips, Uncategorized
There’s no excuse not to wear a life jacket on the water, and as your insurance agent, we strongly encourage you, and the passengers on your boat to wear one when you are on the water. Boaters enjoy the feel of sun and spray. So, it’s tempting to boat...
by R.W. Testa Insurance | Apr 7, 2022 | Ideas, Tips, Uncategorized
While learning how to jump start a car can be easy, there are risks in it if done so incorrectly. As your insurance agent, we care about your safety! Watch these steps for jump starting a car from Safe2Drive. What do you need to jump start a car? Before you can...
by R.W. Testa Insurance | Mar 8, 2022 | Ideas, Tips, Uncategorized
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters,...
by R.W. Testa Insurance | Feb 6, 2022 | Ideas, Tips, Uncategorized
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won’t see any benefit unless you have a loss, accident, or claim. But insurance can make or break...