by R.W. Testa Insurance | Aug 1, 2023 | Ideas, Tips
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or...
by R.W. Testa Insurance | May 15, 2023 | Ideas, Tips
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...
by R.W. Testa Insurance | Mar 23, 2023 | Home Insurance, Ideas
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...
by R.W. Testa Insurance | Jun 30, 2022 | Education, Ideas, Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
by R.W. Testa Insurance | May 9, 2022 | Ideas, Tips, Uncategorized
There’s no excuse not to wear a life jacket on the water, and as your insurance agent, we strongly encourage you, and the passengers on your boat to wear one when you are on the water. Boaters enjoy the feel of sun and spray. So, it’s tempting to boat...
by R.W. Testa Insurance | Apr 7, 2022 | Ideas, Tips, Uncategorized
While learning how to jump start a car can be easy, there are risks in it if done so incorrectly. As your insurance agent, we care about your safety! Watch these steps for jump starting a car from Safe2Drive. What do you need to jump start a car? Before you can...
